Protect your business against the loss of a key employee

If your business employs someone whose contribution is vital to your company's survival, consider making key person insurance part of your business continuity and succession plan - especially if you're a small business owner.

Should a key member of your team pass away or become disabled, your bottom line may suffer in the short-term, and over the long-term, you may have to find a replacement or even shut down your business. However, with the benefits payable from a key person life or disability insurance plan, you could:
  • Recruit, hire and train a replacement
  • Pay off debt and deal with creditors
  • Alleviate lenders' concerns about your company's financial health
  • Reassure customers, employees and investors that the business will continue operating

  • What's more, if you and your family rely on your business as a primary source of income, key person insurance can help ensure that the business will continue to provide a secure financial future.

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