Make sure your business can always pay the bills

If your business or practice depends on an owner's ability to generate income, an owner's absence due to a long- or short-term disability would impact the bottom line.

That's where business overhead expense insurance comes in. It's designed to help businesses with owners or partners who actively generate income (such as physicians, lawyers, accountants and engineers) pay ongoing fixed expenses - like salaries, rent, property taxes and utilities - in the event that a partner or owner becomes disabled and is unable to work.

It can even offer return to work assistance to support an owner's transition back to work.

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